Dental Insurance - Allen, TX
We’ll Take Your Dental Insurance
When it comes to dental insurance, it often leaves people asking a lot of questions. What am I covered for? What will I need to pay out-of-pocket? Who accepts my plan? For that last question, the answer is easy: The Dental Den of Allen is happy to accept many popular PPO dental insurance plans. We can also help you with the answers to the other questions while we work to maximize your benefits every time you come to see us. To get a better understanding of how dental insurance works, you’ll find our short guide below. Of course, if you have any questions regarding your particular policy, you can always give us a call.
Understanding How Dental Insurance Works
Dental insurance has a lot of similarities to standard health insurance, in that in exchange for a monthly premium, you gain access to fully and partially covered services. The big difference is that dental plans tend to focus more on preventive care. The idea is that by making routine services like checkups and cleanings easily affordable, a patient will be able to avoid most dental issues and take care of minor ones as early as possible, leading to better oral health and lower dental care costs.
What Your Dental Insurance Plan Covers
Dental insurance plans can vary quite a bit when it comes to the services they cover and for how much, but in general, they tend to follow this basic framework:
- Preventive services (checkups, cleanings, X-rays, fluoride treatments) are covered 80-100%
- Restorative services (fillings, crowns, bridges, dentures) are covered 50-70%
- Cosmetic services (cosmetic bonding, porcelain veneers, teeth whitening) are deemed elective, so they are NOT covered
- Orthodontics usually receives a lifetime benefit, though this may only apply to metal braces for patients age 18 and under.
Our In-Network PPO Dental Insurance Providers
One of the most common questions we receive every day is, “Do you take my insurance?” Well, we’re glad to say that the answer is likely “Yes!” Below, you’ll find a list of plans that we are in-network for, but please be sure to give us a call if you don’t see your provider. We can work with out-of-network plans as well, and many still offer fantastic coverage that isn’t that different from in-network rates!
- Blue Cross Blue Shield of Texas
- Delta Dental
- Sun Life Financial